Midstates is involved in five major areas of investigation:

  • Structure Fires
  • Vehicle Fires
  • Truck and Heavy Equipment Fires
  • Evidence Collection and Documentation
  • Low Speed Impact Claims


STRUCTURE FIRE INVESTIGATIONS

Structure fires in Wisconsin cost hundreds of millions of dollars annually. The National Fire Protection Association says that 25% of fires in the U.S. are incendiary or suspicious. The most expensive of those set fires are started by arsonists for profit and they account for nearly 1/5 of all the set fires in the state.

Many other fires that are deemed accidental in nature are the result of negligence on the part of third parties or they may be due to manufacturing defect. Subrogation against other involved parties plays an enormous role in keeping your costs low. But without a solid fire investigation, evidence will not support your claim.

Contact MITS and start investigations into the origin and cause of your company’s fire losses.

VEHICLE FIRE INVESTIGATIONS

Automobile fires cost Americans hundreds of millions of dollars each year. The vast majority of total end to end car fires are set fires. Many involve the owner who wants to get out of a lease or a lien. They want their insurance company to take over the payments so they can save their credit while getting rid of an unwanted vehicle. Low fuel mileage, high fuel prices, worn out vehicles and end of lease penalties play a vital role in making an owner decide to torch their car. Other fires, being truly accidental, may be caused by a manufacturer’s defect or may be the result of someone’s negligence in repairing a car or installing equipment.

When a car is reported stolen and recovered burned, the chances of it having been an owner "give up" increase dramatically. Evidence must be quickly gathered to determine cause and to inspect security on the ignition system. Time is of the essence. MITS works with highly qualified forensic lock analysts and laboratories to test debris samples from the car’s interior to determine if the theft and fire were purposeful and if so, whether the owner or last driver was involved.

Contact MITS and start investigating the origin and cause of your company’s vehicle fires and burned out theft losses.

TRUCK AND HEAVY EQUIPMENT FIRE INVESTIGATIONS

When a semi trailer truck or a piece of heavy equipment burns, it means a lot of money for the insurer. Though not as frequent as car fires, they are always much more expensive and they usually have a history of work or mechanical problems. Without an investigation of the fire, an insurer is unable to bring an action of subrogation to the party or parties who were responsible for the work or defect.

In hard economic times, some of the first pieces of a business to purposefully burn are vehicles or heavy equipment that is worn out or less than saleable on the open market. Truck and Heavy Equipment fires need a specialist in fires who understands mechanical systems and vehicle electrical systems. Your specialist needs to know what they are seeing and how to save the evidence.

Contact MITS for your heavy equipment fire and truck fire investigation needs.

EVIDENCE COLLECTION AND DOCUMENTATION

Industrial accidents, vehicle accidents, failure of machinery for any number of reasons leaves an insurer open to claims for medical bills, negligence on behalf of their insured, replacement of equipment, lost wages, lost production, lost rents and any number of other costs associated with the accident. But accidents and failures of machinery usually have precursors that may point to other third party involvement which can be logical targets for subrogation. But you will never know if you don’t investigate and the investigation requires evidence to be collected, preserved and brought to court. MITS is Crime Laboratory trained in evidence collection and preservation. We bring digital photography, evidence collection and preservation tools and secure storage to bear on your losses. If engineering is required, we work with outstanding engineering firms in electrical, mechanical and metallurgical disciplines. We use highly qualified laboratories for analysis of evidence such as ignition systems, fire debris, oil samples, failed metal parts and more.

Contact MITS to investigate your accidental losses and get your evidence to court.

LOW SPEED IMPACT SOFT TISSUE INJURY INVESTIGATIONS

Low speed impact, soft tissue injury accidents claim millions of dollars in insurance claim payments every year. Claim representatives have historically paid those claims believing there simply was no way they could defend themselves against a claim for soft tissue injury and pain. Recent innovations in bio-mechanical engineering analysis have brought new ways to defend against these claims. Bio-mechanical engineering analysis can be the evidence an insurer needs to defend against a false claim for soft tissue injuries. MITS captures the evidence and submits it to forensic engineering to assist your decision making process in these claims.

Contact MITS and let us help you defend against false Low Speed Impact soft tissue injury claims.

 













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